Mortgage Advice
for Homebuyers Moving Up the Ladder
Want to buy a new home without any worries?
Are you thinking of buying another home? Taking out a mortgage as a homebuyer moving up the ladder is more complex than when you bought your first home. Have you ever heard of the “carry-over rule,” the “additional loan rule,” the “home equity reserve,” or the “repayment status”?
No? Don’t worry! I’d be happy to explain these concepts to you and make sure you get a mortgage for your next home that’s perfectly tailored to your personal situation.
Adjusting Your Mortgage
including insurance
Your Opportunities as a Career Advancer
As a homebuyer moving up the ladder, you already own a home and are buying a new one. This involves specific mortgage rules that you haven’t encountered yet as a first-time homebuyer. I’d be happy to explain what the carry-over rule, additional loan rule, home equity reserve, and repayment status mean for you, and how you can make the most of your current financial situation.
Want to transfer your mortgage when you move?
You can transfer your current mortgage (and interest rate) to your new home. You can also choose to take out a completely new mortgage. Based on your current mortgage terms and the interest rate on your current mortgage, I’ll help you make a smart choice.
Making the Most of Your Home Equity
Is the value of your current home higher than your mortgage balance? If so, you have equity. If you want to buy a new home, you should, in principle, use that equity first.
I’d be happy to explain how to do that wisely.
Read more about how to use your home equity.
Calculate your mortgage now and compare interest rates
Would you like to know in advance the maximum amount you can borrow? Or are you curious about the lowest mortgage rate with the best terms?
With these handy tools, I’ll help you get started:
> Compare current mortgage rates
5 Steps to Finding Your New Home
How does refinancing a mortgage work?
Read what other homebuyers think of Roling Advies
Communication with Shariff went smoothly—I was able to reach him via email, WhatsApp, or phone, and he responded quickly. Shariff also provided clear explanations whenever something wasn't clear to me.
A very knowledgeable and professional advisor. Has extensive knowledge and experience and actively helps you find solutions tailored to your specific situation. The processing speed of the application was also very fast!
Frequently Asked Questions from Home Sellers Moving to a New Home
Requesting requesting online mortgage advice is very simple. Schedule a no-obligation introductory meeting in my calendar via the website, or send an email to info@rolingadvies.nl or call me directly at 015-7009756. During the online introductory meeting, we’ll briefly discuss your financial situation and housing preferences.
You can calculate your maximum mortgage amount using the handy mortgage calculator. This calculator gives you an estimate of how much you can borrow for your new home. If you’d like more insight into your personal situation, please schedule a no-obligation appointment. I’d be happy to help!
The first step—scheduling a no-obligation introductory meeting—is quick and easy. Easily schedule an appointment in my calendar via the website, or send an email to info@rolingadvies.nl or call me directly at 015-7009756.
The length of the entire process—from requesting a mortgage quote to final approval of the mortgage—varies from person to person. It depends on your needs and circumstances, as well as on other parties, such as a mortgage lender or insurer. On average, an application takes about 3 to 4 weeks.
I believe it’s very important to work transparently and honestly. That’s why I use fixed rates for mortgage advice. Within this rate, I’ll handle everything related to your mortgage application for you, including advice and taking out insurance. So there are no unexpected or hidden costs. Please refer to the comparison chart.
Are you looking for the lowest mortgage rate with the best terms? View and compare the current mortgage rates from lenders in the Netherlands.
Do you have any other questions? Please contact me. I'd be happy to help!
Roling Advies. Brings it all together.
Would you like to learn more about your
options as a
home mover?
There’s a lot that goes into providing good mortgage advice. In addition to securing the best mortgage for you, I also assess the financial risks involved. That way, you’ll know exactly where you stand in every situation.
