Making Your Home More Sustainable with Loans and Grants

Benefits of a Sustainable Home and a Better Energy Rating

Making your home more sustainable offers immediate benefits: lower energy bills, higher home value, and greater comfort. By implementing measures such as cavity wall insulation, HR++ glass, solar panels, or a heat pump, you can improve your home’s energy rating. 

A higher energy efficiency rating (such as A or B) makes your home more attractive on the market and entitles you to interest rate discounts from various mortgage lenders. This significantly reduces your housing costs. We’ll help you take advantage of these benefits and advise you on the best steps to take for your situation.

Financing Energy-Saving Measures with the Energy Savings Budget (EBB)

A sustainability mortgage is a smart way to make your home more energy-efficient. You can borrow up to 106% of your home’s value for energy-saving measures, such as insulation or a heat pump, often at a low interest rate.

The Energy-Saving Budget is a component of your mortgage that is deposited into a home improvement account. It is intended for approved energy-saving measures such as floor insulation, solar water heaters, or high-efficiency glass. Depending on your current energy efficiency rating, you may be eligible for additional borrowing capacity: up to €20,000 for homes with a rating of E, F, or G, and €10,000 for ratings A through D. 

Roling Advies determines what is feasible and arranges a financing plan that fits your income and needs, including options such as the Energy-Saving Loan

Sustainability Grants and Collaboration with Sustainability Experts

In the Netherlands, there are attractive subsidies for making homes more sustainable, such as the Investment Subsidy for Sustainable Energy and Energy Savings (ISDE). This subsidy reimburses up to 30% of the costs for measures such as insulation, heat pumps, or solar panels. 

In addition, many municipalities and provinces offer regional grants or loans, such as the SVn Incentive Loan. To ensure a hassle-free process, we work with a specialized sustainability partner. This one-stop-shop offers customized advice, expert implementation, a quality guarantee, and competitive package prices for combinations of measures. This saves you time and money. 

Wondering how we can help you? Schedule an appointment now and find out how mortgage advice and grants can help you make your home more sustainable!